No. If you have pay-as-you-go cover, you will not be entitled to no claims discount (NCD).

To build up NCD, you need to have continuous cover for at least 12 months. Our pay-as-you-go cover only provides you with insurance when you are on shift, on top of your social, domestic and pleasure insurance. This means you do not have continuous cover and you do not build your NCD.

However, you may be able to get proof of no claims discount from your social, domestic and pleasure insurance provider.

If you are interested in building your NCD with us, you'll need to take a 30 day or an annual insurance policy. If you'd like to explore your options, visit our guide for purchasing a new policy.