No. We don’t offer the option to downgrade your combo policy to social, domestic and pleasure cover only.

A combo policy provides both hire and reward (H&R) cover, plus social, domestic and pleasure (SD&P) cover. This cannot be downgraded to SD&P only.

We do offer social, domestic and pleasure (SD&P) policies for new drivers, van drivers and scooter pay-as-you-go customers, however you'll need to cancel your existing policy and set up a new policy to do this.

If you'd like to review your options, check out our guides for buying a new policy and cancelling your existing policy.