We provide different levels of cover depending on the insurance product you've decided to go with. Below is a simple explanation of each level of cover.
Comprehensive
Comprehensive insurance offers the highest level of protection. It covers damage to your own vehicle and others’ in an accident, as well as incidents involving fire, theft, and vandalism.
Additional benefits often include windscreen repair or replacement, coverage for personal belongings, and reimbursement for medical expenses. This is the most inclusive and recommended option for drivers looking for peace of mind.
Third party, fire and theft
This level of insurance provides a middle ground between comprehensive and third party only coverage. It protects you against damage caused to other people’s property or injuries to others.
Additionally, it covers your own vehicle if it is stolen or damaged by fire. While it does not include broader protections like comprehensive insurance, it is a cost-effective option for drivers who want more than the minimum legal coverage.
Third party only
Third party only insurance is the minimum level of coverage required by law. It includes compensation for damage to other people’s vehicles or property and injuries to others.
However, it does not cover your own vehicle in the event of an accident or other damage. This type of insurance is typically the cheapest but offers the least protection.