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Pay-as-you-go cover explained
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Written by Andrew Murray
Updated over 2 months ago

What is Pay-as-you-go delivery insurance?

Pay-as-you-go food delivery insurance is a more flexible type of hire and reward (H&R) delivery policy.

It’s charged by the hour, so you only pay for your insurance when you need it. This can make it a good choice for part-time or occasional delivery drivers.

Pay-as-you-go delivery insurance works alongside your existing Social, Domestic and Pleasure (SD&P) cover. So you’ll need an SD&P policy in place before you buy pay-as-you-go delivery cover with us.

You can find out more about our Pay-as-you-go cover here: What is pay-as-you-go food delivery insurance?

How does Pay-as-you-go delivery insurance work?

With our Pay-as-you-go delivery insurance, you only pay for your cover when you’re working. Here’s how it works:

  1. Starting your shift: As soon as you accept a job with any of our delivery partners (like JustEat or Deliveroo), your cover will start and you’ll be charged for 1 hour, the minimum charge.

  2. When you’re working: One hour after you accept your first job, we’ll check to see if you’re still making deliveries. If you’re still delivering, we’ll start charging you by the minute until you’ve finished your shift.

  3. If you’re no longer delivering: We’ll pause your cover automatically, ending your current pay-as-you-go insurance session. The Zego Delivery app will deduct the cost from your balance.

Find out more about how pay-as-you-go delivery insurance works here: How does pay-as-you-go delivery insurance work?

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